HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$575,143$575,143$588,420
Remaining term (yrs)26.626.630.0
Secondary amount$0$45,967$0
Funding fee$2,876$2,876$0
Note rate6.34%6.34%7.24%
Blended rate6.34%6.75%7.48%
1st payment$3,729.43$3,729.43$4,010.07
2nd payment$0.00$454.88$0.00
Taxes / mo$650.92$650.92$650.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.68
HOA / mo$100.00$100.00$100.00
Total monthly$4,647.02$5,101.90$5,045.34
Cash to close$78,657$32,690$65,380