HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$206,469$206,469$476,550
Remaining term (yrs)24.124.130.0
Secondary amount$0$270,081$0
Funding fee$1,032$1,032$0
Note rate2.83%2.83%7.24%
Blended rate2.83%5.618%7.48%
1st payment$983.77$983.77$3,247.68
2nd payment$0.00$1,744.28$0.00
Taxes / mo$194.08$194.08$194.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.31
HOA / mo$13.00$13.00$13.00
Total monthly$1,357.52$3,101.79$3,716.74
Cash to close$323,031$52,950$52,950