HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,183$410,183$468,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$57,817$0
Funding fee$0$0$0
Note rate2.87%2.87%7.24%
Blended rate3.72%4.372%7.48%
1st payment$1,917.51$1,917.51$3,189.41
2nd payment$0.00$433.63$0.00
Taxes / mo$324.00$324.00$324.00
Insurance / mo$166.67$166.67$166.67
MI / mo$327.58$327.58$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,735.76$3,169.39$3,773.68
Cash to close$109,817$52,000$52,000