HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$289,938$289,938$854,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$564,972$0
Funding fee$1,450$1,450$0
Note rate2.18%2.18%7.24%
Blended rate2.18%5.861%7.48%
1st payment$1,251.34$1,251.34$5,826.20
2nd payment$0.00$3,648.78$0.00
Taxes / mo$304.42$304.42$304.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$170.98
HOA / mo$126.67$126.67$126.67
Total monthly$1,899.10$5,547.88$6,644.93
Cash to close$659,962$94,990$94,990