HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,660$476,660$651,600
Remaining term (yrs)24.424.430.0
Secondary amount$0$174,940$0
Funding fee$2,383$2,383$0
Note rate2.81%2.81%7.24%
Blended rate2.81%4.203%7.48%
1st payment$2,244.74$2,244.74$4,440.64
2nd payment$0.00$1,166.27$0.00
Taxes / mo$258.17$258.17$258.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.32
HOA / mo$30.00$30.00$30.00
Total monthly$2,749.57$3,915.84$5,075.80
Cash to close$247,340$72,400$72,400