HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,892$303,892$440,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$137,018$0
Funding fee$1,519$1,519$0
Note rate2.81%2.81%7.24%
Blended rate2.81%4.423%7.48%
1st payment$1,427.75$1,427.75$3,004.79
2nd payment$0.00$913.45$0.00
Taxes / mo$337.19$337.19$337.19
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.18
HOA / mo$9.58$9.58$9.58
Total monthly$1,941.19$2,854.64$3,606.41
Cash to close$186,008$48,990$48,990