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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,450$413,999
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,292$0
Note rate6.5%7.24%
Blended rate6.5%7.48%
1st payment$2,939.12$2,821.40
2nd payment$0.00$0.00
Taxes / mo$324.50$324.50
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$61.67$61.67
Total monthly$3,491.95$3,457.03
Cash to close$1,549$46,000