HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,027$351,027$404,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$53,883$0
Funding fee$1,755$1,755$0
Note rate2.98%2.98%7.24%
Blended rate2.98%3.781%7.48%
1st payment$1,668.47$1,668.47$2,759.45
2nd payment$0.00$404.12$0.00
Taxes / mo$327.42$327.42$327.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,145.89$2,550.01$3,317.85
Cash to close$98,873$44,990$44,990