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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$865,288$585,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$4,326$0
Note rate4.75%7.24%
Blended rate4.75%7.48%
1st payment$4,858.44$3,986.76
2nd payment$0.00$0.00
Taxes / mo$186.00$186.00
Insurance / mo$166.67$166.67
MI / mo$0.00$117.00
HOA / mo$0.00$0.00
Total monthly$5,211.10$4,456.43
Cash to close$0$65,000