HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$477,247$449,100
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.78%7.24%
Blended rate7.33%7.48%
1st payment$3,194.04$3,060.61
2nd payment$0.00$0.00
Taxes / mo$331.50$331.50
Insurance / mo$166.67$166.67
MI / mo$225.02$89.82
HOA / mo$490.00$490.00
Total monthly$4,407.23$4,138.59
Cash to close$21,753$49,900