HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,098,436$1,098,436$1,079,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$40,614$0
Funding fee$5,492$5,492$0
Note rate4.99%4.99%7.24%
Blended rate4.99%5.235%7.48%
1st payment$6,311.20$6,311.20$7,354.05
2nd payment$0.00$401.91$0.00
Taxes / mo$330.75$330.75$330.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.82
HOA / mo$6.25$6.25$6.25
Total monthly$6,864.87$7,266.77$8,123.53
Cash to close$100,564$59,950$119,900