HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,438$157,438$175,050
Remaining term (yrs)23.623.630.0
Secondary amount$0$27,337$0
Funding fee$787$787$0
Note rate3.45%3.45%7.24%
Blended rate3.45%4.696%7.48%
1st payment$811.89$811.89$1,192.96
2nd payment$0.00$270.52$0.00
Taxes / mo$88.67$88.67$88.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.01
HOA / mo$608.00$608.00$608.00
Total monthly$1,658.56$1,929.08$2,074.64
Cash to close$37,062$9,725$19,450