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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,935$402,935$540,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$137,065$0
Funding fee$2,015$2,015$0
Note rate2.72%2.72%7.18%
Blended rate2.72%4.06%7.42%
1st payment$1,892.67$1,892.67$3,658.15
2nd payment$0.00$913.76$0.00
Taxes / mo$174.00$174.00$174.00
Insurance / mo$0.00$0.00$0.00
MI / mo$0.00$0.00$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,066.67$2,980.44$3,940.15
Cash to close$197,065$60,000$60,000