HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,655$299,655$359,100
Remaining term (yrs)24.324.330.0
Secondary amount$0$59,445$0
Funding fee$1,498$1,498$0
Note rate2.68%2.68%7.24%
Blended rate2.68%3.726%7.48%
1st payment$1,394.67$1,394.67$2,447.26
2nd payment$0.00$445.84$0.00
Taxes / mo$191.67$191.67$191.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,736.33$2,182.17$2,860.75
Cash to close$99,345$39,900$39,900