HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$185,643$185,643$621,000
Remaining term (yrs)15.015.030.0
Secondary amount$0$435,357$0
Funding fee$928$928$0
Note rate4.11%4.11%7.24%
Blended rate4.11%6.662%7.48%
1st payment$1,377.91$1,377.91$4,232.10
2nd payment$0.00$2,811.68$0.00
Taxes / mo$515.42$515.42$515.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.20
HOA / mo$96.00$96.00$96.00
Total monthly$2,155.99$4,967.67$5,134.39
Cash to close$504,357$69,000$69,000