HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$113,321$113,321$423,000
Remaining term (yrs)15.315.330.0
Secondary amount$0$309,679$0
Funding fee$0$0$0
Note rate3.96%3.96%7.24%
Blended rate4.81%6.962%7.48%
1st payment$819.41$819.41$2,882.74
2nd payment$0.00$2,000.01$0.00
Taxes / mo$268.25$268.25$268.25
Insurance / mo$166.67$166.67$166.67
MI / mo$122.16$122.16$84.60
HOA / mo$70.00$70.00$70.00
Total monthly$1,446.49$3,446.50$3,472.25
Cash to close$356,679$47,000$47,000