HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$171,355$171,355$517,500
Remaining term (yrs)16.416.430.0
Secondary amount$0$346,145$0
Funding fee$857$857$0
Note rate3.53%3.53%7.24%
Blended rate3.53%6.353%7.48%
1st payment$1,143.03$1,143.03$3,526.75
2nd payment$0.00$2,235.52$0.00
Taxes / mo$291.83$291.83$291.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$2.92$2.92$2.92
Total monthly$1,604.45$3,839.97$4,091.67
Cash to close$403,645$57,500$57,500