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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$448,515$404,100
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,243$0
Note rate6.22%7.24%
Blended rate6.22%7.48%
1st payment$2,782.82$2,753.93
2nd payment$0.00$0.00
Taxes / mo$228.83$228.83
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$0.00$0.00
Total monthly$3,161.65$3,213.59
Cash to close$485$44,900