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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,834$270,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,989$0
Note rate6.24%7.24%
Blended rate6.24%7.48%
1st payment$2,473.49$1,840.04
2nd payment$0.00$0.00
Taxes / mo$248.67$248.67
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$179.00$179.00
Total monthly$3,051.16$2,471.71
Cash to close$0$30,000