HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,299$210,299$339,999
Remaining term (yrs)22.422.430.0
Secondary amount$0$129,700$0
Funding fee$0$0$0
Note rate4.37%4.37%7.24%
Blended rate5.22%6.28%7.48%
1st payment$1,224.88$1,224.88$2,317.09
2nd payment$0.00$864.67$0.00
Taxes / mo$190.92$190.92$190.92
Insurance / mo$150.00$150.00$150.00
MI / mo$173.88$173.88$68.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,739.67$2,604.34$2,726.01
Cash to close$167,478$37,778$37,778