HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,999$366,999$459,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$92,001$0
Funding fee$1,835$1,835$0
Note rate2.81%2.81%7.24%
Blended rate2.81%4.051%7.48%
1st payment$1,728.32$1,728.32$3,128.08
2nd payment$0.00$690.01$0.00
Taxes / mo$263.92$263.92$263.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$50.00$50.00$50.00
Total monthly$2,208.90$2,898.90$3,700.46
Cash to close$143,001$51,000$51,000