HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,738,002$1,738,002$2,205,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$466,998$0
Funding fee$8,690$8,690$0
Note rate3.21%3.21%7.24%
Blended rate3.21%4.172%7.48%
1st payment$8,325.15$8,325.15$15,027.03
2nd payment$0.00$3,016.03$0.00
Taxes / mo$892.50$892.50$892.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$441.00
HOA / mo$0.00$0.00$0.00
Total monthly$9,434.32$12,450.35$16,577.20
Cash to close$711,998$245,000$245,000