HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,857$323,857$359,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$35,243$0
Funding fee$0$0$0
Note rate3.31%3.31%7.24%
Blended rate4.16%4.635%7.48%
1st payment$1,646.22$1,646.22$2,447.26
2nd payment$0.00$264.32$0.00
Taxes / mo$413.08$413.08$413.08
Insurance / mo$150.00$150.00$150.00
MI / mo$265.92$265.92$71.82
HOA / mo$230.00$230.00$230.00
Total monthly$2,705.22$2,969.54$3,312.16
Cash to close$75,143$39,900$39,900