HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,056$436,056$540,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$103,944$0
Funding fee$2,180$2,180$0
Note rate3.06%3.06%7.24%
Blended rate3.06%4.011%7.48%
1st payment$2,095.47$2,095.47$3,680.09
2nd payment$0.00$692.96$0.00
Taxes / mo$424.25$424.25$424.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$85.00$85.00$85.00
Total monthly$2,771.39$3,464.35$4,464.01
Cash to close$163,944$60,000$60,000