HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,342$343,342$409,410
Remaining term (yrs)24.424.430.0
Secondary amount$0$66,068$0
Funding fee$1,717$1,717$0
Note rate2.81%2.81%7.24%
Blended rate2.81%3.809%7.48%
1st payment$1,616.91$1,616.91$2,790.12
2nd payment$0.00$495.51$0.00
Taxes / mo$249.33$249.33$249.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,032.91$2,528.42$3,288.00
Cash to close$111,558$45,490$45,490