HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$528,090$528,090$530,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$31,460$0
Funding fee$2,640$2,640$0
Note rate5.22%5.22%7.24%
Blended rate5.22%5.594%7.48%
1st payment$3,096.53$3,096.53$3,612.62
2nd payment$0.00$311.32$0.00
Taxes / mo$291.00$291.00$291.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.02
HOA / mo$82.00$82.00$82.00
Total monthly$3,636.19$3,947.51$4,258.31
Cash to close$60,910$29,450$58,900