HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,439$234,439$535,500
Remaining term (yrs)29.229.230.0
Secondary amount$0$301,061$0
Funding fee$1,172$1,172$0
Note rate6.06%6.06%7.24%
Blended rate6.06%7.01%7.48%
1st payment$1,427.54$1,427.54$3,649.42
2nd payment$0.00$1,944.35$0.00
Taxes / mo$234.83$234.83$234.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,829.04$3,773.39$4,158.02
Cash to close$360,561$59,500$59,500