Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$689,077	$643,500
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$3,445	$0
Note rate	6.5%	7.24%
Blended rate	6.5%	7.48%
1st payment	$4,449.14	$4,385.44
2nd payment	$0.00	$0.00
Taxes / mo	$331.00	$331.00
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$128.70
HOA / mo	$2.75	$2.75
Total monthly	$4,999.56	$5,064.56
Cash to close	$25,923	$71,500