HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$662,781$662,781$674,100
Remaining term (yrs)29.029.030.0
Secondary amount$0$48,769$0
Funding fee$3,314$3,314$0
Note rate6.22%6.22%7.24%
Blended rate6.22%6.608%7.48%
1st payment$4,112.24$4,112.24$4,593.98
2nd payment$0.00$482.61$0.00
Taxes / mo$251.83$251.83$251.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$25.67$25.67$25.67
Total monthly$4,606.41$5,089.02$5,222.97
Cash to close$86,219$37,450$74,900