HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,491,843$1,491,843$1,615,500
Remaining term (yrs)28.528.530.0
Secondary amount$0$123,657$0
Funding fee$7,459$7,459$0
Note rate6.76%6.76%7.24%
Blended rate6.76%6.855%7.48%
1st payment$9,836.33$9,836.33$11,009.60
2nd payment$0.00$824.38$0.00
Taxes / mo$638.25$638.25$638.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$323.10
HOA / mo$140.00$140.00$140.00
Total monthly$10,831.25$11,655.63$12,327.62
Cash to close$303,157$179,500$179,500