HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$806,523$806,523$804,600
Remaining term (yrs)27.127.130.0
Secondary amount$0$42,777$0
Funding fee$4,033$4,033$0
Note rate7.46%7.46%7.24%
Blended rate7.46%7.682%7.48%
1st payment$5,780.42$5,780.42$5,483.33
2nd payment$0.00$423.31$0.00
Taxes / mo$793.17$793.17$793.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.92
HOA / mo$73.33$73.33$73.33
Total monthly$6,863.58$7,286.89$6,727.42
Cash to close$87,477$44,700$89,400