HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$370,106$370,106$495,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$124,894$0
Funding fee$0$0$0
Note rate3.23%3.23%7.24%
Blended rate4.08%5.069%7.48%
1st payment$1,861.45$1,861.45$3,373.42
2nd payment$0.00$832.62$0.00
Taxes / mo$706.83$706.83$706.83
Insurance / mo$166.67$166.67$166.67
MI / mo$303.73$303.73$99.00
HOA / mo$50.00$50.00$50.00
Total monthly$3,088.68$3,921.31$4,395.92
Cash to close$179,894$55,000$55,000