HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,553$141,553$211,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$69,947$0
Funding fee$708$708$0
Note rate3.23%3.23%7.24%
Blended rate3.23%5.138%7.48%
1st payment$711.94$711.94$1,441.37
2nd payment$0.00$524.61$0.00
Taxes / mo$142.75$142.75$142.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.30
HOA / mo$350.00$350.00$350.00
Total monthly$1,354.69$1,879.30$2,126.42
Cash to close$93,447$23,500$23,500