HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$593,039$593,039$593,910
Remaining term (yrs)26.226.230.0
Secondary amount$0$33,866$0
Funding fee$2,965$2,965$0
Note rate6.81%6.81%7.24%
Blended rate6.81%7.084%7.48%
1st payment$4,046.07$4,046.07$4,047.49
2nd payment$0.00$335.13$0.00
Taxes / mo$171.75$171.75$171.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.78
HOA / mo$0.00$0.00$0.00
Total monthly$4,384.48$4,719.61$4,504.68
Cash to close$66,861$32,995$65,990