HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$533,493$533,493$621,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$87,507$0
Funding fee$2,667$2,667$0
Note rate3.27%3.27%7.24%
Blended rate3.27%4.077%7.48%
1st payment$2,675.80$2,675.80$4,232.10
2nd payment$0.00$656.30$0.00
Taxes / mo$453.50$453.50$453.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,295.97$3,952.27$4,976.47
Cash to close$156,507$69,000$69,000