HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,687$132,687$629,100
Remaining term (yrs)13.613.630.0
Secondary amount$0$496,413$0
Funding fee$0$0$0
Note rate4.75%4.75%7.24%
Blended rate5.6%7.297%7.48%
1st payment$1,101.44$1,101.44$4,287.30
2nd payment$0.00$3,206.00$0.00
Taxes / mo$98.50$98.50$98.50
Insurance / mo$166.67$166.67$166.67
MI / mo$149.56$149.56$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,516.17$4,722.17$4,678.29
Cash to close$566,313$69,900$69,900