HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,636$399,636$697,500
Remaining term (yrs)20.620.630.0
Secondary amount$0$297,864$0
Funding fee$1,998$1,998$0
Note rate4.22%4.22%7.24%
Blended rate4.22%5.727%7.48%
1st payment$2,417.66$2,417.66$4,753.45
2nd payment$0.00$1,923.70$0.00
Taxes / mo$366.50$366.50$366.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$2.75$2.75$2.75
Total monthly$3,003.57$4,927.28$5,478.87
Cash to close$375,364$77,500$77,500