HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$646,830$646,830$715,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$68,670$0
Funding fee$0$0$0
Note rate4.75%4.75%7.24%
Blended rate5.6%5.926%7.48%
1st payment$3,631.83$3,631.83$4,876.12
2nd payment$0.00$515.03$0.00
Taxes / mo$542.58$542.58$542.58
Insurance / mo$216.67$216.67$216.67
MI / mo$493.16$493.16$143.10
HOA / mo$150.00$150.00$150.00
Total monthly$5,034.24$5,549.27$5,928.47
Cash to close$148,170$79,500$79,500