HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$419,788$419,788$422,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$25,762$0
Funding fee$2,099$2,099$0
Note rate5.22%5.22%7.24%
Blended rate5.22%5.605%7.48%
1st payment$2,461.48$2,461.48$2,876.60
2nd payment$0.00$254.94$0.00
Taxes / mo$309.25$309.25$309.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.42
HOA / mo$33.00$33.00$33.00
Total monthly$2,970.40$3,225.34$3,469.94
Cash to close$49,212$23,450$46,900