HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,721$372,721$446,850
Remaining term (yrs)25.725.730.0
Secondary amount$0$74,129$0
Funding fee$1,864$1,864$0
Note rate5.52%5.52%7.24%
Blended rate5.52%6.097%7.48%
1st payment$2,259.08$2,259.08$3,045.27
2nd payment$0.00$555.97$0.00
Taxes / mo$166.67$166.67$166.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.37
HOA / mo$0.00$0.00$0.00
Total monthly$2,592.41$3,148.38$3,467.98
Cash to close$123,779$49,650$49,650