HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$338,744$338,744$607,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$268,756$0
Funding fee$1,694$1,694$0
Note rate3.45%3.45%7.24%
Blended rate3.45%5.352%7.48%
1st payment$1,746.86$1,746.86$4,140.10
2nd payment$0.00$1,735.72$0.00
Taxes / mo$339.00$339.00$339.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$240.67$240.67$240.67
Total monthly$2,493.20$4,228.92$5,007.94
Cash to close$336,256$67,500$67,500