HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$114,389$114,389$461,699
Remaining term (yrs)24.024.030.0
Secondary amount$0$347,310$0
Funding fee$0$0$0
Note rate2.89%2.89%7.24%
Blended rate3.74%6.756%7.48%
1st payment$549.86$549.86$3,146.47
2nd payment$0.00$2,243.05$0.00
Taxes / mo$294.33$294.33$294.33
Insurance / mo$166.67$166.67$166.67
MI / mo$93.69$93.69$92.34
HOA / mo$85.00$85.00$85.00
Total monthly$1,189.55$3,432.60$3,784.81
Cash to close$398,610$51,300$51,300