HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$162,538$162,538$349,200
Remaining term (yrs)22.722.730.0
Secondary amount$0$186,662$0
Funding fee$0$0$0
Note rate4.14%4.14%7.24%
Blended rate4.99%6.599%7.48%
1st payment$920.08$920.08$2,379.79
2nd payment$0.00$1,244.42$0.00
Taxes / mo$69.00$69.00$69.00
Insurance / mo$150.00$150.00$150.00
MI / mo$134.23$134.23$69.84
HOA / mo$0.00$0.00$0.00
Total monthly$1,273.31$2,517.73$2,668.63
Cash to close$225,462$38,800$38,800