HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$609,701$609,701$691,200
Remaining term (yrs)25.725.730.0
Secondary amount$0$81,499$0
Funding fee$3,049$3,049$0
Note rate4.75%4.75%7.24%
Blended rate4.75%5.251%7.48%
1st payment$3,423.36$3,423.36$4,710.52
2nd payment$0.00$611.24$0.00
Taxes / mo$405.08$405.08$405.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.24
HOA / mo$125.00$125.00$125.00
Total monthly$4,170.11$4,781.35$5,595.51
Cash to close$158,299$76,800$76,800