HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$583,935$583,935$706,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$122,565$0
Funding fee$2,920$2,920$0
Note rate2.86%2.86%7.24%
Blended rate2.86%3.752%7.48%
1st payment$2,733.00$2,733.00$4,814.78
2nd payment$0.00$817.10$0.00
Taxes / mo$423.67$423.67$423.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$141.30
HOA / mo$66.67$66.67$66.67
Total monthly$3,440.00$4,257.10$5,663.09
Cash to close$201,065$78,500$78,500