Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$251,539	$243,900
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$1,258	$0
Note rate	5.22%	7.18%
Blended rate	5.22%	7.42%
1st payment	$1,474.93	$1,652.26
2nd payment	$0.00	$0.00
Taxes / mo	$330.50	$330.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$48.78
HOA / mo	$293.00	$293.00
Total monthly	$2,248.43	$2,474.54
Cash to close	$19,461	$27,100