HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,360$402,360$526,410
Remaining term (yrs)25.125.130.0
Secondary amount$0$124,050$0
Funding fee$2,012$2,012$0
Note rate3.07%3.07%7.24%
Blended rate3.07%4.232%7.48%
1st payment$1,914.25$1,914.25$3,587.47
2nd payment$0.00$827.00$0.00
Taxes / mo$281.58$281.58$281.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.28
HOA / mo$26.25$26.25$26.25
Total monthly$2,388.75$3,215.75$4,167.26
Cash to close$182,540$58,490$58,490