HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$356,740$356,740$486,000
Remaining term (yrs)10.210.230.0
Secondary amount$0$129,260$0
Funding fee$1,784$1,784$0
Note rate2.36%2.36%7.24%
Blended rate2.36%3.86%7.48%
1st payment$3,268.08$3,268.08$3,312.08
2nd payment$0.00$861.73$0.00
Taxes / mo$127.00$127.00$127.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,561.75$4,423.49$3,702.95
Cash to close$183,260$54,000$54,000