HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$521,164$521,164$787,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$266,336$0
Funding fee$0$0$0
Note rate2.9%2.9%7.24%
Blended rate3.75%5.103%7.48%
1st payment$2,422.50$2,422.50$5,366.80
2nd payment$0.00$1,720.08$0.00
Taxes / mo$445.75$445.75$445.75
Insurance / mo$216.67$216.67$216.67
MI / mo$412.26$412.26$157.50
HOA / mo$130.00$130.00$130.00
Total monthly$3,627.17$5,347.26$6,316.71
Cash to close$353,836$87,500$87,500