HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$337,444$337,444$526,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$189,056$0
Funding fee$1,687$1,687$0
Note rate2.87%2.87%7.24%
Blended rate2.87%4.712%7.48%
1st payment$1,581.08$1,581.08$3,588.09
2nd payment$0.00$1,260.38$0.00
Taxes / mo$180.83$180.83$180.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,928.58$3,188.96$4,040.89
Cash to close$247,556$58,500$58,500